Financing
SBA Lenders
The U.S. Small Business Administration does not make loans directly to small business owners; however, many local lenders can assist with the application process for an SBA-backed loan. For information, contact one of the SBA district offices in Florida.
• Miami District Office
(305) 536-5521
www.sba.gov/offices/district/fl/miami
• Jacksonville District Office
(904) 443-1900
www.sba.gov/offices/district/fl/jacksonville
Certified Development Companies
These nonprofit corporations work with the SBA and private-sector lenders to provide financing to small businesses.
• Coastal Area District Development Authority
(912) 261-2500
www.cadda-sba.org
• Florida Business Development Corp.
(561) 433-0233
www.fbdc.net
• Florida First Capital Finance Corp.
(888) 320-5504
www.ffcfc.com
• Gulfcoast Business Finance Inc.
(727) 895-2504 or (800) 850-2504
www.gulfcoastbiz.com
• Independent Development Services Corp.
(239) 652-5588
www.idscorp.org
• Tampa Bay Economic Development Corp.
(813) 831-8600
www.tedcoloans.com
Florida Finance Network
A group of nonprofit economic development lending organizations whose sole purpose is to ensure Florida small businesses have open access to available and affordable financing resources.
www.floridafinance.org
• Access Florida Finance Corporation
(850) 765-0375
www.accessfloridafinance.com
• Florida Development Finance Corporation
(407) 956-5631
www.enterpriseflorida.com/fdfc
• Florida Export Finance Corporation
(786) 845-0400
www.fefc.biz
• Florida First Capital Finance Corporation
(888) 320-4504
www.ffcfc.com
• Neighborhood Lending Partners
(813) 879-4525
www.nlp-inc.com
Florida Microfinance Programs
(850) 717-8479
www.floridajobs.org/microfinanceprograms
Industrial Revenue Bonds
IRBs offer tax-exempt, low-interest bond financing to qualified, financially sound manufacturing and 501(c)(3) nonprofit organizations.
