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Financing
Florida small businesses will find lenders, certified development companies and financial networks at these links.
SBA Lenders
The U.S. Small Business Administration does not make loans directly to small business owners; however, many local lenders can assist with the application process for an SBA-backed loan. For information, contact one of the SBA district offices in Florida.
• Miami District Office
(305) 536-5521
www.sba.gov/offices/district/fl/miami
• Jacksonville District Office
(904) 443-1900
www.sba.gov/offices/district/fl/jacksonville
Certified Development Companies
These nonprofit corporations work with the SBA and private-sector lenders to provide financing to small businesses.
• Coastal Area District Development Authority
(912) 261-2500
www.cadda-sba.org
• Florida Business Development Corp.
(561) 433-0233
www.fbdc.net
• Florida First Capital Finance Corp.
(888) 320-5504
www.ffcfc.com
• Gulfcoast Business Finance Inc.
(727) 895-2504 or (800) 850-2504
www.gulfcoastbiz.com
• Independent Development Services Corp.
(239) 652-5588
www.idscorp.org
• Tampa Bay Economic Development Corp.
(813) 831-8600
www.tedcoloans.com
Florida Finance Network
A group of nonprofit economic development lending organizations whose sole purpose is to ensure Florida small businesses have open access to available and affordable financing resources.
www.floridafinance.org
• Access Florida Finance Corporation
(850) 765-0375
www.accessfloridafinance.com
• Florida Development Finance Corporation
(407) 956-5631
www.enterpriseflorida.com/fdfc
• Florida Export Finance Corporation
(786) 845-0400
www.fefc.biz
• Florida First Capital Finance Corporation
(888) 320-4504
www.ffcfc.com
• Neighborhood Lending Partners
(813) 879-4525
www.nlp-inc.com
Florida Microfinance Programs
(850) 717-8479
www.floridajobs.org/microfinanceprograms
Industrial Revenue Bonds
IRBs offer tax-exempt, low-interest bond financing to qualified, financially sound manufacturing and 501(c)(3) nonprofit organizations.