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Financing Your Business
Resources
SBA Lenders
The U.S. Small Business Administration does not make loans directly to small business owners; however, many local lenders can assist with the application process for an SBA-backed loan. For information, contact one of the SBA district offices in Florida.
(305) 536-5521
www.sba.gov/about-offices-content/2/3109
• Jacksonville District Office (North Florida)
(904) 443-1900
www.sba.gov/about-offices-content/2/3108
Certified Development Companies
These nonprofit corporations work with the SBA and private-sector lenders to provide financing to small businesses.
(904) 724-7455
• Coastal Area District Development Authority
(912) 261-2500
www.cadda.com
• Essential Capital Inc.
(904) 398-9411
www.essentialcapital.net
• Florida Business Development Corp.
(561) 433-0233
www.fbdc.net
• Florida First Capital Finance Corp.
(850) 681-3601 or (888) 320-5504
www.ffcfc.com
• Independent Development Services Corp. (IDS)
(239) 652-5588
www.idscorp.org
• St. Petersburg Certified Development Corp. (dba Gulfcoast Business Finance Inc.)
(727) 895-2504 or (800) 850-2504
www.gulfcoastbiz.com
• Tampa Bay Economic Development Corp. (TEDCO)
(813) 831-8600
www.tedcoloans.com
Industrial Revenue Bonds
Industrial Revenue Bonds, issued by the Florida Development Finance Corporation (FDFC), offer tax-exempt, low-interest bond financing to qualified, financially sound manufacturing and 501(c)(3) nonprofit organizations.
Enterprise Florida Inc.
(407) 956-5695
www.eflorida.com