“Year-over-year growth, we’re looking for a 10% growth in customer fees, and that’s really from assets under management. We had a very strong 2012. We exceeded plan across the board. I have to believe 2013 is going to be a better year. The economy is slowly moving in the right direction. It starts to put confidence back in people. They’re starting to feel better about things.”

Money in the Bank (Florida)

Indicator	2010	2011	Q1 '12	Q2 '12
Institutions	247	227	222	217
Total assets (in billions)	$150.8	$138.1	$140.4	$141.9
New institutions (less than 3 years)	15	5	3	2
Past due and non-accrual loans	6.28%	5.95%	5.47%	5.10%
Net loan losses (median)	1.78%	1.23%	0.44%	0.40%

Source: FDIC