With July being one of the top months for home sales and nearly 40% of 2017’s single-family home purchases made by first-time buyers, the personal-finance website WalletHub took an in-depth look at 2018's Best & Worst Cities for First-Time Home Buyers.

To determine the most favorable housing markets for first-time buyers, WalletHub took the pulse of real estate in 300 cities of varying sizes using 27 key metrics. The data set ranges from housing affordability to real-estate tax rate to property-crime rate.

Best Cities for  First-Time Home Buyers			Worst Cities for  First-Time Home Buyers
1	Broken Arrow, OK		291	Anchorage, AK
2	Tampa, FL		292	Newark, NJ
3	Centennial, CO		293	Elizabeth, NJ
4	Boise, ID		294	Miami Beach, FL
5	Grand Rapids, MI		295	Oakland, CA
6	Thornton, CO		296	San Mateo, CA
7	Frisco, TX		297	San Francisco, CA
8	McKinney, TX		298	Flint, MI
9	Cary, NC		299	Detroit, MI
10	Gilbert, AZ		300	Berkeley, CA

Best vs. Worst

• Akron, Ohio, has the most affordable housing (median house price divided by median annual household income), with a ratio of 1.72, which is 8.9 times cheaper than in Berkley, California, the city with the least affordable, with a ratio of 15.25.
• Honolulu has the lowest real-estate tax rate, 0.28 percent, which is 13 times lower than in Waterbury, Connecticut the city with the highest at 3.65 percent.
• Cleveland, Ohio has the highest rent-to-price ratio, 17.8 percent, which is 4.7 times higher than in San Mateo, California, the city with the lowest at 3.8 percent.
• Shreveport, Louisiana, has the lowest average energy cost per household, $109.48, which is four times lower than in Honolulu, the city with the highest at $432.62.

To view the full report and your city’s rank, please click here.