"I'm not insured right now. I'm tired of $2,600 a year. "

Last year, the Florida Legislature mandated Citizens Property Insurance Corp. to offer a cheaper, more limited coverage option to homeowners, potentially saving them up to 70 percent on their premiums.

Citizens, which is trying to raise its prices in order to shrink in size, grumbled about the mandate for months and has put up several roadblocks to keep people from signing up for the cheaper coverage. Company officials say the so-called HO-8 policy offers dangerously limited coverage that could harm unsuspecting consumers.

"They're going to flock to Citizens to buy this piece-of-garbage policy," Citizens Consumer Services Committee member Greg Rokeh said in December, before throwing up his hands in disgust.

Read more at the Times/Herald.