Business lending for fiscal 2010 was still 42% below its 2007 five-year peak in the 43-county Small Business Administration North Florida District, as measured by two leading SBA-guaranteed loan programs. But 7(a) loans, often used for startups and working capital, gained 32% from the previous year; 504 loans, a frequent choice for acquisitions or expansions, increased only 1% from a year ago.

SBA District Lending (in millions)
?	2007	2009	2010
7(a) loans	$263.1	$116.1	$153.7
504 loans	$178.9	$99.8	$100.9