For the individual market, Florida Blue plans to once again provide plans through the Marketplace in all 67 counties of the state, as we have every year since the Marketplace opened in 2014. It is important to note that our rate filing assumes that cost-sharing reductions will be in place for 2018. Without CSRs, we estimate that, on average across the state, our rates would be an additional 20 percent higher than our originally submitted rates. In Florida, 1.2 million customers – 70 percent of enrollees in the state – were eligible to receive assistance to reduce deductibles, co-payments and out-of-pocket expenses as part of these CSR programs. This funding helps those who need the most help accessing high-quality and affordable care, and is a crucial element to health care reform that allows us to provide a variety of plans for current and future Florida Blue members.