Working families in metropolitan areas spend on average 57% of their incomes on housing and transportation, according to the Center for Housing Policy's survey of 28 metro areas nationwide. In Tampa, the figure is 58% -- with 25% for housing and 33% for transportation costs.

How low-to-moderate income workers in Tampa get to work

• Private Vehicle -- 93%
• Public Transit -- 2%
• Walk or Bike -- 3%
• Work from Home or Other -- 3%
• Average Annual Transportation Cost -- $10,633

Note: Because of rounding, percentages do not add up to 100.
Source: Center for Neighborhood Technology Calculation