April 1, 2015

Insurance Basics

Insurance coverage is a key business concern.

| 3/2/2009

Resources

Cover Florida
Coverfloridahealthcare.com

Florida Department of Finance Services
Myfloridacfo.com/Consumers/
Guides/Health

“Health Insurance Guide”
“Health Maintenance Organizations Guide”

Florida Agency for Health Care Administration
FloridaHealthFinder.gov

Health Insurance

Access to affordable healthcare is an ongoing concern for entrepreneurs in Florida. The Florida Chamber of Commerce wants to ease the burden on small businesses by using technology that would lower costs and improve healthcare quality by reducing paperwork and administrative overhead. On the national stage, President Obama campaigned on healthcare reform that would create a Small Business Health Tax Credit to help small businesses provide affordable healthcare to employees. In 2008, Gov. Charlie Crist developed Cover Florida, a program designed to make affordable health coverage available statewide.

» Cover Florida
Floridians who have gone without insurance for at least six months or have recently lost their employer-sponsored insurance can enroll in plans sponsored by six private insurance companies. Coverage is available even when there are pre-existing conditions. Blue Cross Blue Shield of Florida and United Healthcare have plans available in all 67 counties. Additional options are available in Broward, Miami-Dade, Flagler and Volusia counties.

Two types of plans, preventative and catastrophic, are available. Rates vary according the applicant’s age, gender and chosen benefit options.

Small businesses with fewer than 50 employees have access to the new Florida Health Choices Corporation. This clearinghouse for healthcare plans acts as a centralized healthcare marketplace for small businesses.



Business Toolbox
The Basics
Choosing a Legal Structure
Preparing a Business Plan
Fast Money Factoring
Certified Development Cos
SBA Lending
Forms, Permits & Licenses
Copyrights & Trademarks
Labor Law Basics
Taxes
Insurance Basics
Selling to the Government

Tags: Florida Small Business

Florida Business News

Florida Trend Video Pick -

Santa Fe College
Santa Fe College

Santa Fe College is the winner of the prestigious 2015 Aspen Prize for Community College Excellence and moves up to the top spot as the number one community college in the nation. Read the official announcement.

Earlier Videos | Viewpoints@FloridaTrend

Ballot Box

Do you support the U.S. entering a nuclear deal with Iran?

  • Yes - Iran is only seeking energy
  • Yes - I don't trust Iran, but a deal is preferable to more involved middle-east intervention
  • No - keep or expand the sanctions; if Iran walks, it's on them...
  • No - We need an immediate, direct, military solution to settle this

See Results

Ballot Box
Subscribe