Banking
Florida Bank Scorecard
Zero Stars
Florida has 37 banks rated “zero” stars by Bauer Financial as of Oct. 27. A rating of zero stars — below “troubled” — is Bauer’s lowest rating and indicates that the institutions face considerable challenges.
| Bank / City | Assets |
| Ocean Bank / Miami | $4.4 billion |
| Riverside National Bank of Florida / Fort Pierce | 3.5 |
| Orion Bank / Naples | 2.7 |
| Peoples First Community Bank / Panama City | 1.9 |
| Florida Community Bank / Immokalee | $956 million |
| Vision Bank / Panama City | 878 |
| Century Bank, a Federal Savings Bank / Sarasota | 847 |
| Bank of Florida-Southwest / Naples | 745 |
| Bank of Miami, National Association / Coral Gables | 687 |
| Peninsula Bank / Englewood | 638 |
| Sun American Bank / Boca Raton | 582 |
| Republic Federal Bank, National Association / Miami | 439 |
| First National Bank of Florida / Milton | 420 |
| First Federal Bank of North Florida / Palatka | 416 |
| Premier American Bank / Miami | 411 |
| Coastal Community Bank / Panama City Beach | 382 |
| First City Bank of Florida / Fort Walton Beach | $293 |
| Turnberry Bank / Aventura | 253 |
| Community Bank of Manatee / Bradenton | 253 |
| Bank of Bonifay / Bonifay | 250 |
| Horizon Bank / Bradenton | 206 |
| Haven Trust Bank of Florida / Ponte Vedra Beach | 184 |
| Olde Cypress Community Bank / Clewiston | 176 |
| First Commercial Bank of Tampa Bay / Tampa | 173 |
| Sunshine State Community Bank / Port Orange | 172 |
| Liberty Bank / Naples | 161 |
| Coastal Bank / Merritt Island | 161 |
| Security Bank, National Association / North Lauderdale | 159 |
| Royal Palm Bank of Florida / Naples | 154 |
| Marco Community Bank / Marco Island | 145 |
| Gulf State Community Bank / Carrabelle | 132 |
| American First Bank / Clermont | 96 |
| First East Side Savings Bank / Tamarac | 90 |
| Key West Bank / Key West | 86 |
| Bayside Savings Bank / Port St. Joe | 85 |
| Community National Bank at Bartow / Bartow | 79 |
| Commerce Bank of Southwest Florida / Fort Myers | 77 |
| Source: Bauer Financial, FDIC | |
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