Miriam Lopez - TransAtlantic Bank, Chairwoman, CEO, Miami
Risk-Reward - Miriam Lopez
Age 55. Arrived in the U.S. from Cuba at age 9. As a student, considered diplomacy, then law and finally banking.
TransAtlantic had one branch and just $1 million in capital when she was asked to join as president and CEO in 1985 from Republic National Bank. "I knew there was going to be some risk. I was young."
Seven branches, $574 million in assets, 130 employees. Not rapid growth but ...
The annualized return on equity is 17.3%, making TransAtlantic a top performer. Its major lending arenas are business and commercial real estate.
Bank in 2010:
$1 billion in assets without, she hastens to add, "losing our return on equity."
Miami Dade College Alumni Hall of Fame, Hispanic Magazine Latina of Excellence Award for banking and finance.
Worst part of job:
Administrative and regulatory.
New vice: vice:
Sudoku. "I sit up until 1 or 2 in the morning doing those puzzles."
"You see my face change the moment I get on a plane."
The five states left to visit:
The Dakotas, Utah, Nebraska and Minnesota.
An upcoming must-see:
Florida International University.